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If a creditor pulled my credit without my permission, I disputed it.

If my credit card company reported my balance higher than it should have been six months ago, I disputed it.

Main user This person uses a device on the bill payer’s account. If somebody else has already selected the role that you’re trying to, you won’t be able to register.

We’ll send you an email with a verification link when you register.

In total, I raised my credit score 88 points by disputing every little error.

By law, the credit bureaus must investigate valid claims and remove inaccurate information, but if you run into trouble, complain to the Consumer Financial Protection Bureau.

Today, I fall into the 800-850 range, shared by 18.3 percent of the U. It wasn’t easy, but I learned a few tricks to boost a credit score quickly along the way. Your first step: Order a copy of all three credit reports from the major players – Equifax, Trans Union, and Experian.

You can order one free copy per year from each credit bureau through Annual Credit

Or sell with Square Register, the first fully integrated point-of-sale system.

To learn more about utilities reporting to credit agencies, see "The Movement to Put Utility Payments on Credit Reports" from the New York Times.

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